Pennsylvania Car Accident Lawyers

Greg Artim asked:


Can my wages be garnished? That may be the number one question that I receive at my office from individuals who are facing a credit card or debt collection lawsuit.

In Pennsylvania, the answer is no, with conditions. Pennsylvania is one of only four states (at the time of this writing) that does not allow wage garnishment for credit card/collection agency lawsuits. Let me explain the conditions now. First, the individual must live and work in PA to be protected. Second, and this is a big one, the lawsuit must have been filed in Pennsylvania as well. If you can meet all three of the listed criteria, your wages cannot be garnished here in our state.

What is unclear is what happens if you are sued in another state? Or if you live in PA now but previously lived in another state where judgment was entered? There is not a whole lot of case law on interstate debt collection regarding Pennsylvania. There is also a bit of a conflict in the law here. Pennsylvania does not allow wage garnishment for this type of debt. However, the federal Full Faith and Credit Clause sets forth that all states must honor the judicial rulings of other states. On the other hand, our state Attorney General, although not the final arbiter on the issue, has set forth an opinion that this clause is contrary to Pennsylvania law on this issue and that wage garnishment are not permissible. A final decision needs to be rendered on this recurring subject.

Unfortunately, the fact that wage garnishments cannot occur in PA does not stop unethical debt collectors from making such a threat. That is the basis for the telephone calls to my office. Joe Debtor has defaulted on a credit card account. His account gets transferred to a collection agency. The collection agency then calls Joe and demands payment. When he advises that he cannot afford to pay, the collection agency threatens a wage garnishment. There are two problems with such a threat. The first is that the threat cannot be carried out because wage garnishment is not legal in PA for those purposes. The second is that the debt collector has just violated the Fair Debt Collection Practices Act based upon his illegal threat. If this happens to you, you will have the right to file a lawsuit against the collection agency for monetary damages.

There are a few scenarios where wage garnishment is legal in Pennsylvania. These are very limited in scope and are as follows: 1) for judgments regarding spousal or child support; 2) for failure to pay PHEAA student loans; 3) for room and board for 4 weeks or less; 4) for back rent on a residential lease; and 5) for obligations relating to a final divorce distribution.



Conner

Paul Justice asked:


Connecticut, just like many other states is a site of numerous car accidents. Roads and highways are consumed with people traveling to and from work or just carrying out their daily plans. If you have been in a Connecticut car accident, you must seek the legal advice of a Connecticut lawyer as soon as possible. Whether you are at fault or not, it is essential that a Connecticut lawyer is able to assist you in order to ensure your legal or financial justice.

With the increasing amount of cars on the road each year, car accidents have unfortunately become far too common. According to research more than 3 million people get injured due to car accidents, with more than 2 million of these injuries being permanent. Shockingly, from the age group one to thirty, the leading cause of death is car accidents. If you have been injured in a Connecticut car accident or have lost a loved one due to an accident you are entitled to file a case of personal injury or a wrongful death claim. A car accident can change your life forever. It is time to let a Connecticut car accident lawyer help you fight for your legal rights.

At times, it is hard to define who is at fault when a car accident occurs. This is why it is so important to seek a Connecticut lawyer immediately to ensure your financial safety. The impact of the horrifying experience of a car accident can change one’s life forever.Do not let the other party receive the financial compensation that you deserved because of your inability to act first.

Connecticut, like many other states is a site of car accidents. Unfortunately, with the rising numbers of cars on the road each year the number of car accidents that occur are becoming far too common. These car accidents can lead to serious injury or even death. If you have been involved in a Connecticut car accident it is important to seek the legal advice of a Connecticut lawyer immediately. It does not matter if you or the other party is at fault and it does not matter how much damage there is. You must seek the proper legal advice of a Connecticut lawyer.



Douglas

Paul Justice asked:


The Real Estate market in the past 10 years has seen large returns and sky rocketing prices. However due to the economic crisis stemming from the recent events on Wall Street, this trend has come to an end. No longer are the days were the price of rent is increased on a monthly basis. No longer are the days where people can get a loan to buy these prices houses and apartments. No longer are construction companies working around the clock to meet the demand of new homes to be built. We are now in a time where people are defaulting on their loans and are forced to foreclose on their properties. This is a new phenomenon in the United States to occur at such an alarming rate for this type of behavior has not been present since the great depression. Due to this behavior, there is no doubt that there is going to be a slow down in the construction industry. The fear is that construction companies will cut costs in order to continue meeting quotas while being able to offer struggling companies with limited cash flows their services. Construction workers that have been injured on site due to shoddy equipment are summoning construction accident lawyers in Pennsylvania regularly.

The costs that will probably be cut are in the sector of safety, training, and equipment. The problem with this is not only for fear of substandard service, but also a fear for the construction workers who have to work under these poor standards. For most construction workers do not have a choice because work is so limited right now. The fact of the matter is that forgoing compliance with safety and other regulatory standards are going to dramatically affect work conditions. It is important to realize that construction companies only gain revenue when they are working on a project. They do not receive royalties from former projects which make the importance of gaining new projects all the time rather grave. This real estate bust is also making it hard for construction workers to find credible jobs; therefore they are taking the shoddy jobs in the mean time making them more prone to injury. If you or a loved one has been injured on site, contact a construction accident lawyer in Pennsylvania.

This crisis is affecting every single American whether they notice it or not, and whether they like it or not. People in the real estate and construction industries are being hut pretty hard in which there is no easy fix in sight. Forgoing to meet the proper safety standards is not a way to go about saving money for it will probably end up costing more money in legal and settlement fees when a construction worker is injured on site. If you have been injured while working on a construction site due to a lack of proper care, contact a Construction Accident Lawyer Pennsylvania as soon as possible.



Emery